Investor guide
Real Estate Investing in Kyle, Buda & Hays County
Good investments are usually built on fundamentals rather than hype: a sensible purchase price, realistic rent, known costs and a property that will hold up. We help investors find properties, run the numbers and plan whether to hold, flip or develop.
Some of the best opportunities are the homes other buyers pass over. Read our investor client's story for an example.
How we run the numbers
- Purchase price, closing costs and renovation budget
- Realistic rent based on comparable leases nearby
- Property tax (including any MUD or PID), insurance, HOA dues and maintenance
- Vacancy and property management costs
- Financing costs, and how the deal looks under different scenarios
Rules to check before you buy
- HOA leasing rules: some associations restrict rentals or short-term rentals
- City short-term rental rules: New Braunfels and San Marcos both regulate short-term rentals
- Homestead: investment properties don't get a homestead exemption, so taxes are higher than an owner-occupied home
- Insurance: landlord policies differ from homeowner policies
Financing investment property
Investment loans generally have different requirements than owner-occupied loans. Dustin can walk you through conventional investment financing and other options for your situation.
Frequently asked questions
›Where should I buy a rental in Hays County?
It depends on your goals, budget and whether you want long-term or short-term rental income. We compare specific properties on rent, costs and HOA or city rules rather than recommending a single area.
›Can I rent out a home in an HOA?
Often, but check the HOA's deed restrictions first. Some limit leasing or ban short-term rentals.
›Do investment properties get a homestead exemption?
No. The homestead exemption applies only to your primary residence.