Buyer guide
Acreage & Hill Country Homes in Hays County
Hill Country acreage around Dripping Springs, Wimberley, Driftwood and west of New Braunfels offers views, privacy and room to spread out. It also comes with questions buyers in a subdivision never have to ask.
We help you ask them before you're under contract, while you still have the option to walk away.
What to check on any acreage property
- Water: a private well, a water supply corporation or city water, plus well records and a water test
- Septic: system type, permit and condition; septic systems are permitted through the county
- Floodplain: FEMA flood maps and any history of flooding near creeks and rivers
- Survey, easements and access: who maintains the road, and any utility or access easements
- Deed restrictions: limits on structures, livestock, short-term rentals or further subdivision
- Agricultural or wildlife valuation: whether the land has it, and what happens to taxes if use changes
- Internet, electric provider and propane availability
Financing land and acreage
Homes on acreage can usually be financed with standard mortgages, but raw land and very large tracts may need a land or farm-and-ranch lender. Dustin can tell you early which path fits the property you like.
Frequently asked questions
›Can I get a regular mortgage on a home with acreage?
Often yes, depending on the acreage, the home and the property's use. Raw land and large tracts may require a specialized land lender.
›What is an ag exemption in Texas?
It's a special appraisal (agricultural or wildlife valuation) that can lower taxable value when land is used for qualifying purposes. Rules are set by the appraisal district, and changing the use can trigger back taxes.
›Do I need a survey?
For acreage we strongly recommend a current survey to confirm boundaries, easements and access before you close.