Financing Your Home

Before touring homes, it's a good idea to meet with a loan officer and get pre-approved for a loan amount. If you don't already have a lender, our team works with some of the best. Just ask!

The lender gathers information about income, current employment, credit history, assets and debts to determine how much house you may be able to afford. Not all loans are the same, and knowing which loan is most appropriate for you is important. A loan option is made up of three things:

Loan term
Interest rate type
Type of loan

Different types of loans come with different benefits. Here are the most common:

FHA Loan

Low down payment
Available to borrowers with lower credit scores

Conventional Loan

The majority of loans
Often cost less than FHA loans but can be harder to qualify for

USDA Loan

For low- to middle-income borrowers in eligible rural areas

VA Loan

For veterans, service members and eligible surviving spouses

Get Pre-Approved

Don't have a lender you're working with? Dustin Allan is a licensed mortgage loan originator with Mortgage Loans Co. You're free to use any lender you choose.

Start with Mortgage Loans Co.